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Frequently Asked Questions
Q: What if I dont have a credit card?
A: Until recently if you didnt have a credit card youd have to mail in a money order or a personal check. Now there are some fast and easy alternatives.
Several major convenience and drug store chains now sell prepaid credit cards. These work just like phone cards. You can go into a CVS, Exkerd or other participating drugstore and for a $10 activation fee they will give you your own MasterCard without a credit check. The credit limit depends on how much money you charge to the card. If you give them $25 you can go online and order $25 worth of stuff. Its so easy you can have a valid credit card in just 5 minutes and its accepted almost anywhere a regular MasterCard is. To find a retailer who offers these cards near you go to www.mymccard.com.
If you have a checking account you can sign up for a PayPay account at www.PayPal.com. With PayPal you can pay by electronic check online. You can also ask your bank for a Debit Card. A Debit Card looks just like an ATM card but with the Visa or MasterCard logo. So long as there are funds available in your bank account it can be used to make purchases anyplace that accepts major credit cards.